Prepaid debit cards can be an alternative for consumers who have trouble establishing or improving credit. Bankrate's Prepaid Debit Card. Free prepaid credit cards with no fees are an alternative to bank Is this a good option?; will the bank of the card charge everytime the. I can still remember the first time I was asked to write about prepaid debit cards. It was in and I had been writing about personal finance. Jennifer January 5, February 7, at These are the resulting fees, restrictions and other card provisions. Meanwhile, card owners can add cash for free using mobile check deposit or at any Walmart checkout register. April 21, at 1: Your email address will not be published. It could be a useful tool if you're on a tight budget as you can only spend what you've loaded onto the card. You can add money to the prepaid card and use it anywhere Visa or MasterCard debit cards are accepted. This is the case for many large cities - such as New York City, San Francisco, Detroit, Seattle, Boston, and Jersey City. Tasha January 11, January 10, at Join in the MSE Forum Discussion: Keep in mind that just like credit cards, there is an extra fee when making purchases in foreign currency. We're totally passionate about giving you the most useful and up to date financial information, without any fancy gimmicks. I also have yet to find an ATM in Kansas City that is remotely close to anywhere I may be. Compare Accounts CD rates Savings rates Money market rates Checking accounts. Tips for first time homebuyers Understanding FHA loans Home Hacker blog. Another prepaid Visa card that is easy to get, easy to manage, and a lot safer than carrying cash is Russell Simmons Ruschard.